IFSC IFSC Code : IBKL0464PNS
phone 0231- 2691329 / 0231- 2693517

UPI Services (Unified Payments Interface)

Our bank offers seamless and secure UPI (Unified Payments Interface) services, allowing you to send and receive money instantly using your mobile phone — anytime, anywhere.

Key Features of UPI Service

Instant Money Transfer
Send or receive funds 24x7, even on weekends and bank holidays.

No Bank Details Needed
Transfer funds using simple identifiers like:

  • Mobile Number
  • UPI ID (e.g., yourname@bank)
  • QR Code
  • Aadhaar Number (if enabled)

Multiple App Support
Our UPI service is compatible with all major UPI apps such as:

  • Google Pay
  • PhonePe
  • Paytm
  • BHIM

Other UPI-enabled banking apps

Linked to Your Bank Account
No need for wallets — money goes directly to/from your bank account.

Secure & Regulated

Protected with MPIN (Mobile PIN) and device binding

Follows all NPCI and RBI guidelines

Each transaction is encrypted and verified

Never share your UPI PIN, OTP, or bank credentials with anyone. The bank never asks for such details.

How to Register for UPI

Download any UPI-enabled app (e.g., Google Pay, PhonePe, Paytm, BHIM).

Choose your bank name and link your mobile number registered with the bank.

Create a UPI ID and set your UPI PIN using your debit card.

Start transacting instantly.

Types of Transactions Supported

  • Fund Transfers to Individuals
  • Merchant Payments (Shops, Online, QR Code)
  • Bill Payments & Recharges
  • Donations & Government Payments